Calculator
Multiply a daily habit — smoking, drinking, anything recurring — by the years still ahead of you. Also shows what the same money could grow to if invested instead.
Enter a daily spend and your ages to see a result here.
No. This calculator only handles spend; it does not model health or lifespan effects.
It compounds monthly, assuming the same amount is invested each month at the annual rate you enter. It does not guarantee any real investment outcome.
No. Every calculation happens only in your browser and is never sent anywhere.